Financial wellness is your ability to live within your means and manage your money in a way that gives you peace of mind. It includes balancing your income and expenses, staying out of debt, saving for the future, and understanding your emotions as they relate to money.
Financial Wellness Quotes
1. “Time well-spent results in more money to spend, more money to save, and more time to vacation.”
– Zig Ziglar
2. “Try to save something while your salary is small; it’s impossible to save after you begin to earn more.”
– Jack Benny
3. “More people should learn to tell their dollars where to go instead of asking them where they went.”
– Roger Babson
4. “Every time you borrow money, you’re robbing your future self.”
– Nathan W. Morris
5. “Wealth consists not in having great possessions, but in having few wants.”
– Epictetus
6. “Money doesn’t buy elegance. You can take an inexpensive sheath, add a pretty scarf, gray shoes, and a wonderful bag, and it will always be elegant.”
– Carolina Herrera
7. “Don’t tell me what you value, show me your budget, and I’ll tell you what you value.”
– Joe Biden
8. “Money is usually attracted, not pursued.”
– Jim Rohn
9. “There is no monopoly on becoming a millionaire. If you’re jealous of those with more money, don’t just sit there and complain—do something to make more money yourself.”
– Gina Rinehart
10. “Financial fitness is not a pipe dream or a state of mind. It’s a reality if you are willing to pursue it and embrace it.”
– Will Robinson
11. “The saving of money is usually the delaying of the wasting of money.”
– Mokokoma Mokhonoana
12. “Radical economic transformation is not a quality you demand from the government, radical economic transformation is a quality you demand from yourself.”
– Mac Duke, The Strategist
13. “Many entrepreneurs struggle to understand payroll taxes, health care, and other thorny issues… In other words, they don’t have the financial literacy to scale their businesses and attract investors.”
– Daymond John, CEO of FUBU
14. “The good news, though, is that all of us can improve the security of our futures through financial literacy. With a better understanding of the basics of finance—how to save, budget, and invest—we can increase both our earning potential and our prospects for a solid financial future.”
– Reba Dominski, President of U.S. Bank Foundation
15. “A person either disciplines his finances or his finances discipline him.”
– Orrin Woodward
16. “Financial literacy makes it okay for you to make small or big mistakes. On the other hand, being financially illiterate only makes those mistakes dire and regrettable.”
– Anas Hamshari
17. “An investment in knowledge pays the best interest.”
– Benjamin Franklin
18. “Academic qualifications are important and so is financial education. They’re both important and schools are forgetting one of them.”
– Robert Kiyosaki
19. “We have to rethink how to teach financial education in the 21st century.”
– Elizabeth Warren
20. “More people should learn to tell their dollars where to go instead of asking them where they went.”
– Roger Babson
21. “Setting goals is the first step in turning the invisible into the visible.”
– Tony Robbins
22. “You don’t try to forget the mistakes, but you don’t dwell on it. You don’t let it have any of your energy, or any of your time, or any of your space.”
– Johnny Cash
23. “Both poverty and riches are the offspring of thought.”
– Napolean Hill
24. “Do something today that your future self will thank you for.”
– Anonymous
25. “The major fortunes in America have been made in land.”
– John D. Rockefeller
26. “If you haven’t found it yet, keep looking. Don’t settle. As with all matters of the heart, you’ll know when you find it.”
– Unknown
27. “Money, like emotions, is something you must control to keep your life on the right track.”
– Natasha Munson
28. “Your work is going to fill a large part of your life, and the only way to be truly satisfied is to do what you believe is great work. And the only way to do great work is to love what you do.”
– Steve Jobs
29. “The greatest wealth is to live content with little.”
– Plato
30. “Timing, perseverance, and 10 years of trying will eventually make you look like an overnight success.”
– Biz Stone (co-founder of Twitter)
31. “Do not save what is left after spending, but spend what is left after saving.”
– Warren Buffett
32. “If saving money is wrong, I don’t want to be right!”
– William Shatner
33. “Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver.”
– Ayn Rand
34. “Never spend your money before you have earned it.”
– Thomas Jefferson
35. “A simple fact that is hard to learn is that the time to save money is when you have some.”
– Joe Moore
36. “You must gain control over your money or the lack of it will forever control you.”
– Dave Ramsey
37. “Money is multiplied in practical value depending on the number of W’s you control in your life: what you do, when you do it, where you do it, and with whom you do it.”
– Timothy Ferriss
38. “Money is a guarantee that we may have what we want in the future. Though we need nothing at the moment it insures the possibility of satisfying a new desire when it arises.”
– Aristotle
39. “You don’t have to see the whole staircase, just take the first step.”
– Martin Luther King, Jr
40. “A budget is telling your money where to go instead of wondering where it went.”
– John C. Maxwell
41. “Many people take no care of their money till they come nearly to the end of it, and others do just the same with their time.”
– Johann Wolfgang von Goethe
42. “Don’t tell me where your priorities are. Show me where you spend your money and I’ll tell you what they are.”
– James W. Frick
43. “Deprive yourself on nothing necessary for your comfort, but live in an honorable simplicity and frugality.”
– John McDonough
44. “Swim in savings. Don’t drown in debt.”
– Anonymous
45. “Lack of money is no obstacle. The lack of an idea is an obstacle.”
– Ken Hakuta
46. “Rich people act in spite of fear. Poor people let fear stop them.”
– The Power of Thinking Like the Rich
47. “Financial security and independence are like a three-legged stool resting on savings, insurance, and investments.”
– Brian Tracy
48. “Do not focus on money, instead focus on a problem that needs to be solved for the world. Money will follow you as a byproduct.”
– Manoj Arora
49. “But you have to do what you dream of doing even while you’re afraid.”
– Arianna Huffington
50. “The challenge is not to pick the best investment. The challenge is to pick the right investment.”
– Don Connelly
51. “The speed of your success is limited only by your dedication and what you’re willing to sacrifice.”
– Nathan W. Morris
52. “The secret to wealth is simple: Find a way to do more for others than anyone else does. Become more valuable. Do more. Give more. Be more. Serve more.”
– Tony Robbins
53. “Investing should be more like watching paint dry or watching grass grow. If you want excitement, take $800 and go to Las Vegas.”
– Paul Samuelson
54. “Friendship is like money, easier made than kept.”
– Samuel Butler
55. “The stock market is filled with individuals who know the price of everything, but the value of nothing.”
– Philip Fisher
56. “The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates the sense of order, trains to forethought, and so broadens the mind.”
– T.T. Munger
57. “Develop success from failures. Discouragement and failure are two of the surest stepping stones to success.”
– Dale Carnegie
58. “I say always follow your passion, no matter what, because even if it’s not the same financial success, it’ll lead you to the money that’ll make you the happiest.”
– Ellen DeGeneres
59. “Wealth is not about having a lot of money; it’s about having a lot of options.”
– Chris Rock
60. “You can only become truly accomplished at something you love. Don’t make money your goal. Instead, pursue the things you love doing, and then do them so well that people can’t take their eyes off you.”
– Maya Angelou
61. “I made my money the old-fashioned way. I was very nice to a wealthy relative right before he died.”
– Malcolm Forbes
62. “Money is a terrible master but an excellent servant.”
– P.T. Barnum
63. “Persist – don’t take no for an answer. If you’re happy to sit at your desk and not take any risk, you’ll be sitting at your desk for the next 20 years.”
– David Rubenstein
64. “The best thing money can buy is financial freedom.”
– Rob Berger
65. “Financial peace isn’t the acquisition of stuff. It’s learning to live on less than you make, so you can give money back and have money to invest. You can’t win until you do this.”
– Dave Ramsey
66. “Wealth consists not in having great possessions, but in having few wants.”
– Epictetus
67. “Money often costs too much.”
– Ralph Waldo Emerson
68. “Annual income twenty pounds, annual expenditure nineteen six, result happiness. Annual income twenty pounds, annual expenditure twenty pound ought and six, result misery.”
– Charles Dickens
69. “It’s not the employer who pays the wages. Employers only handle the money. It’s the customer who pays the wages.”
– Henry Ford
